DSCR/ Rental Loans
Long-term financing for rental properties based on property cash flow.
We provide financing solutions for investors focused on income-producing properties.
Loan qualification is primarily based on the property's ability to generate sufficient cash flow,
rather than the borrower's personal income.
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Single-family residences
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Condominiums
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Two to four units
PROPERTY TYPE
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Townhomes
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Stabilized income-producing properties
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Qualification based primarily on property cash flow DSCR (Debt Service Coverage Ratio)
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No traditional income verification required
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Long-term financing structures
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Monthly nterest-only payments
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First lien positions only
Key Terms
Program Overview
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Borrowing entity documentation
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Valid identification
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Recent bank statements
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Purchase contract (if applicable)
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Lease Agreement or projected rental income
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Property insurance
REQUIREMENTS
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Investors building rental portfolios
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Cash-flow focused strategies
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Long-term hold investments
IDEAL FOR
We take a focused and responsive approach to bridge financing, prioritizing clarity and efficient execution throughout the process.
Each opportunity is reviewed individually, with attention to the asset, structure, and timing. Our goal is to move quickly from initial review to closing, while maintaining a streamlined and transparent experience.