DSCR/ Rental Loans

Long-term financing for rental properties based on property cash flow.

We provide financing solutions for investors focused on income-producing properties.

Loan qualification is primarily based on the property's ability to generate sufficient cash flow,

rather than the borrower's personal income.

Single-family residences
Condominiums
Two to four units

PROPERTY TYPE

Townhomes
Stabilized income-producing properties

Qualification based primarily on property cash flow DSCR (Debt Service Coverage Ratio)
No traditional income verification required
Long-term financing structures
Monthly nterest-only payments
First lien positions only

Key Terms

Program Overview

Borrowing entity documentation
Valid identification
Recent bank statements
Purchase contract (if applicable)
Lease Agreement or projected rental income
Property insurance

REQUIREMENTS

Investors building rental portfolios
Cash-flow focused strategies
Long-term hold investments

IDEAL FOR

We take a focused and responsive approach to bridge financing, prioritizing clarity and efficient execution throughout the process.

Each opportunity is reviewed individually, with attention to the asset, structure, and timing. Our goal is to move quickly from initial review to closing, while maintaining a streamlined and transparent experience.

Our Approach

Share your deal details and we’ll get back to you

with a tailored structure and next steps.

Submit Your Scenario

All financing scenarios are subject to review and are not a commitment to lend.
Solterra Capital focuses on business-purpose real estate transactions within Florida.

Submit for Review